commodity trading

How can I be forceful but tactful about how I feel about my life?

Posted under Sell and Rent Back by admin on Thursday 18 February 2010 at 11:59 pm

Some background stuff;
I lived with my parents and younger brother until the age of 6. My parents divorced and I had to move into one room, with my mother & brother, in my maternal grandparents’ home. I lived there for a year before we were granted a rental property in the town near my grandparents. After about two years we were evicted as another family was willing to pay more rent, and we lived in the same room at my grandparents’ again for a few months.
We were then granted another rental property (in the middle of nowhere) where my mum remarried, and had a daughter. So now there is 5 of us. We were later evicted again when the company who owned our house, went bust, and had to sell on.
Back in with the grandparents, luckily by this time, the guest room had been re-plastered and was actually inhabitable, so me and my brother were put in this room. My mother and sister were in the smaller room, my step-father lived in a flat, in a nearby town.
After another few months of this we were given a house in a village, again, in the middle of nowhere. The house had no carpet, no proper wallpaper/paint, the shower was broken, the garden was a dirt patch, and all kinds of other stuff.
Now onto my life with my father. He moved to a town in the Midlands, 80 miles away. He lived in a tiny flat alone, until he met a woman, and they started dating. After this he lived with his parents for a couple of months, before buying a house in the same town, still, 80 miles away. Me and my brother, still talked to him every night on the phone, and visited him once a week.
In 2003, two months before his 35th birthday, my dad was crushed to death in a motorcycle accident. The funeral was held shortly afterwards, and I took only 3 days off school because of it.
A year later, my mother had a fourth child, I had another brother.
Soon after that, my step-father started shouting at me for the ‘little things’ I did. And later began verbally abusing me because I didn’t do what he told me to do, for example, I’d wash dishes a different way, or say something in a manner he found inappropriate. When I was 14, he punched me. He did this about once a month, for a year and a half. He also threatened to kill me twice, pulled me by my leg down the stairs, held me against a wall by my throat while screaming in my face, and punched in a door trying to get at me. My mother guilt-tripped me into 1. Not calling the police/childline and 2. Not leaving the house sooner.
When I was 15, I discovered I was gay. My step-dad found out from reading my emails, and told my mother. They both gave me silent treatment for at least a month.
A year later, a good friend asked me out (we’re still together now), and after explaining this whole story to his mother, she said I could move in with them (his father had also passed away, the year before mine) until University started, in the next year. After two months of living there, she started to passive aggressively abuse me. She would make comments about my behaviour, regulate how I spoke in the house, and generally treated me as a lesser being. After making arrangements with the regional youth associations, she evicted me, and I now live alone, in a house with 6 other people.
I have my own room opposite the kitchen, and next to the shower room. I was given a bed & mattress, a sink, a chest of draws, a fridge and a tiny wardrobe. I have to live off of £30 a week, which has had to pay for all of my food, my school equipment, rent, entertainment etc.
I have depression, anxiety & paranoia which culminate in me frequently thinking of killing myself, just to stop all this "pain", thinking everyone is an enemy (including my family, friends and partner) and generally feeling crap all the time.

Now, after all of this has happened, I have everyone around me tell me, "What a great position I’m in"

So I ask you, how can one be tasteful, while giving a big middle finger to anyone who thinks my life is great?

Should I move back into my mother's house?

Posted under Sell and Rent Back by admin on Tuesday 16 February 2010 at 7:04 pm

Im 29 and recently had a bad breakup a month ago after a 5 year relationship. I am now single and struggling to afford living on my own and am trying to turn my life around. The logical answer is that I move back to get back on my feet but there are other issues.

The reason I have so much debt is partly from being at home when I was younger. I was brought up by a single parent and felt the pressures when my mom wanted to achieve things. My sister (younger) and I are in a lot of debt from paying the mortgage and bills and I feel we are losing out on life.

When I left home about 2 years ago I was basically kicked out because my mom did not approve of my partner and I wouldnt break up with her. I had had enough of not having a life and was starting to resent it. The financial burden was mounting and I felt unappreciated. Relations were very strained and for a while I was cut off. I however kept trying to keepin touch and we are now civil.

After my breakup my mom offered that I come back to get back on my feet. I am uncomfortable.

My mom has moved out and gone to uni in another town. I would not have considered going home otherwise. However she comes back on weekends and is quite controlling within her household. Im worried about possible conflict. My sister is still at home and saddled with the responsibility for the bills. I spoke to her recently and she has a lot on her plate. If I move back I would be in effect be sharing with my sister and it would help her out.

Having spoken to her she doesnt seem that bothered whether I move in or not. We are not that close. There is also a potential tenant in the pipeline who might help her. I also have to consider her independance

I would also be losing my independence and am worried about expectations after being helped. I have nice furnished flat and I would need to sell everything and move back home.

Emotionally I feel like a failure, its too much at once – Losing my relationship and now my home. My self worth is really down.

I may not be ready to help and end up in a worse situation emotionally and financially. Also where I live is cheap. Really cheap. This is because the rent hasnt gone up since I have been a continuous tenant for 2 years. I know for a fact Id never find a place this cheap when I move back out. Going home would save only save me about £200/month. This is because I do not intend on freeloading. Its not a lot, but its a start.

In the long run will I have saved? What if relations at home go sour after a few months? Am I jumping into a worse situation? That is the other issue.

I need to get my life back on track. I dont know what is best. I feel a bit selfish. Do I move back home and help my family out but with the unknown stress that may or may not happen?

Or do I tough it out, be selfish and tread water indefinately?

Im too emotionally attached to my situation. I need practical advice.

Thanks in advance

Is it correct that somone with more than £16K assets cannot get benefits under any circumastances?

Posted under Sell and Rent Back by admin on Sunday 14 February 2010 at 11:52 pm

My business recently closed down and I didnt go bankrupt but am left pennyless. I am being refused benefits because of £500K of property abroad that i jointly own with several relatives who refuse to sell.
I am , of course looking for work but have rent arrears of 3 months plus council tax arrears of 3 months. the bailiffs for CT our already on my back. I have a wife and 2 young kids. It would help me find work if i could at least get JSA but I lived out of the country for years and then started this business that has been a drain.

Have any properties sold recently near you gone to rent and you find they get neglected and ultimately?

Posted under Sell and Rent Back by admin on Saturday 13 February 2010 at 4:40 am

let the neighbourhood down??? Will this be the next nightmare where decent neighbourhoods will be destroyed by money making landlords???

NO OFFENCE to people renting by the way this is not the point i’m getting at…

I wanna go back to college at 32??

Posted under Sell and Rent Back by admin on Thursday 11 February 2010 at 4:40 am

Hi, i wanna go back to college and do something worthwhile to get me a better job. I have a well paid job at the moment but it has no prospects and is getting worse trying to get rid of staff etc. I have a mortgage though i have around 90-100k equity on it. Has anyone else made a big move like this? sell up house and pay new rent with the interest on savings from my house? mayb get a student grant? Ta

Advice please on Real Estate Company PTLDevelopments in Turkey ?

Posted under Sell and Rent Back by admin on Tuesday 9 February 2010 at 4:46 am

We want to buy our dreamhouse with this Real Estate Company. Next week we have the viewing trip. Like we here they rent and sell and have a good reputation in helping to advice people with their 2home purchase. It´s the first time we are going to invest in property in Turkey, so some advice please ?

[UK] Landlord wants to sell, what are my rights?

Posted under Sell and Rent Back by admin on Sunday 7 February 2010 at 9:33 am

Hi
I am on an assured shorthold tennancy and have a rent book, but no written agreement as the landlord refused stated the rent book is a good enough agreement. I have been here just coming up to 1 year, but as I said there is no written agreement as to how long the tennacy was.
The landlord is wanting to sell the house with me and 3 others as sitting tennants, allthough the landlord has said they will give us 3 months notice if that does not happen.
What are my rights and legally how much notice do I have to be given?

Rent or stay?

Posted under Sell and Rent Back by admin on Friday 5 February 2010 at 9:34 am

Is it more economical to stay in my home without a mortgage or to sell up and rent?

husband made redundant, is it advisable to sell the house and rent, therefore no debt, but i keep getting?

Posted under Sell and Rent Back by admin on Wednesday 3 February 2010 at 9:33 am

told to hang onto the house at all costs.

can a housing ass rent properties through estate agent when these properties are social housing?

Posted under Sell and Rent Back by admin on Monday 1 February 2010 at 4:46 am

our H/A is letting their properties through estate agents and I thought when the council sold on these properties they were people on low incomes.


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