Is there anything I can do to push the sale of my house?
I have a mortgage with my ex boyfriend. We have been separated for nearly 2 years now but he still lives in the house. It was a messy separation and he was very difficult and wouldnt do anything to help our situation at the beginning.
Eventually I manaed to get him to agree to sell the house and put it on the market but then the market crashed and the house is still for sale.
I am with someone else now and have my own rent to pay so I cant contribute to my half of the mortgage which I dont. My ex still lives in the house (because he refused to moved out) so he now pays the full amount for the mortgage on his own.
I want to put the house on the market with another agent because the one its on with now havent been able to sell it in over a year.My ex wont do this and says he is happy with it being left on with the ones its already on with. Can I do anything about this? From day one he has been obstructive with selling the house but do I have any rights or any say even though I am not paying my half of the mortgage?
Secondly, once we sell the house, can he leally try and claim any repayments back that I havent made over the duration of the time we have been separated?
Don’t you mean the sale of HIS house?
Who’s making the payments on the mortgage? How long has he been making the payments on the mortgage? Since he is the only one actually paying for the house, he should be able to have say in who sells it. Hes being SMART by waiting. He wants to get the value out of the house, so you both don’t end up owing the bank money on the mortgage. Don’t sell the house just because your being pissy about the breakup. That’s a good way to lose out on at least some return from your initial investment. And switching agents won’t help if no one is buying houses. Your just burning more money.
As for only him paying the mortgage, yes, he can claim that back from you. Either by taking a larger portion of the sale value of the house. Or taking you to court. And, assuming he has proof. He will win.
Why are you in such a hurry to sell the house? If you really want the house gone that much, then sign the mortgage over to only his name. He obviously has no problem paying his bills on the full mortgage. Until you pay your share, I personally don’t think you should have a say. And legally, if he can prove hes the only one making payments, the courts won’t think you have a say either.
You are doing wrong by not paying for your half, but your names in on the mortgage and on the deed. The housing market is pretty bad right now, what is it about your current agent that you have a problem with? Is it lack of photo’s, virtual tour, lack of advertising, what can you do with the property to make it more attractive to buyers. Why don’t you sit down with the agent and see what they recommend. But if there are no buyers it wouldn’t matter if the house was paved in gold. best of luck.
A Quit Claim will only get you off the deed, not off your obligation of the mortgage. The only way to be removed from the mortgage is to have him refinance the home is his name only.
quiet title the place to him and get your name off the papers. You need to get a clean split from this guy before he does something that destroys your credit forever. See a lawyer that works in real estate.