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If I live in a council house and inherit a property, do I lose it ?

Posted under Sell and Rent Back by admin on Friday 31 December 2010 at 7:06 pm

A member of the family has inherited a house ( with no mortgage / borrowings against it ), they currently live in a housing association property. Will they be made to move out / hand-back the housing association property or can they continue to live there and sell the inherited property or rent it out ? This is in England.

my mums been accussed of benefit fraud. im sure shes innocent. HELP !?

Posted under Sell and Rent Back by admin on Wednesday 29 December 2010 at 7:09 pm

My mum recieved a letter today, asking her to go to an interview under caution because the was evidence that she had been commiting benefit fraud for income support and housing benifit.
i know it was my uncle (her brother) who did it because he threatened me with it a few months back. purely out of hate, and hes a drug addict anyway.
what happened was my mum moved her mum in with us, because shes getting on a bit. they sold my grandmothers property and bought a house to rent out. (rental income £900 p/m) the property was put in both their names, and all the bank accounts were moved to one bank and put into joint accounts of my grandmother and mothers names.
at the time i looked up whether this would be a problem with regards to my mothers benefits, and as far as i could gather it wasnt, because it was still my grandmothers income, but going into a joint account, as she is so old and since her husband died had no clue how to deal with money. she didnt even know how to write a cheque !
my mum also rung up her solictor a few weeks ago to see if he thought she was doing anything wrong, and he didnt seem to think so.
im very worried because my mum suffers from bipolar, manic depression, severe anorexia, and has had many many suicide attempts. when she recieved the letter she took too many sleeping tablets immediately, thank god i managed to get home in time and stop her taking the lot.
i really dont think this is fair, to put someone in this position, who is so ill mentally, all because of a jealous idiot of a brother, as she was simply just trying to help my grandmother.
i really dont know what to do, and i hate to think what she might do 2 herself in the lead up to the interview. and if she makes it i doubt she’ll even be able to speak.
please help anyone ?
she is definately not a theif.
also she relies on the benifits she gets, can they take them away ?
it is my grandmothers income, not hers.

if you live with your partner what is acceptable?

Posted under Sell and Rent Back by admin on Monday 27 December 2010 at 7:14 pm

I have lived in my partners house since 2008 now, he is still waiting to get it in his name after debts, arrears and payments since his ex left in 2007, he will be there fingers crossed with a bonus in April of this year.

I own my own property and rent it out but this person just pays for the rent through his company and doesnt pay council tax, water, electricity etc, so the rents pays for everything just!

Living with my partner I buy the food, new furniture, new flooring, TV, and almost every month something new comes into the house. However at times he says to me that I should be more grateful as he has a roof over my head, pays for it and water, electricity etc? but then goes on to say he would do this anyway even if I wasnt there….? which brings me to confusion.. if we argue and I need help around the house?

I always get the food, around £100 every other month, do up the house every month with something, could be curtains, blinds, flooring, we both work hard and earn well, but at times he throws it back in my face. ALso he was living in my flat for 6 months to rent out his rooms in his house while sorting out his debts back in early 2009?

What do you think is fair, plus I clean, (useless at cooking lol he cooks) I do the dishes, washing, cat is looked after and house is always imaculate, at times I sense I need to be feeling guilty here what do you think?

I love my work and work a good 40 hour if not more hours per week so does he, I am thinking of bringing in a cleaner and i will pay for this person to help us. But he said no he would do it, but its whenever it suits him and makes the house look untidy until it is clean and I think our standards are somewhat different in that area. I would like to move into something together but he knows he cant get a mortgage as of yet and we are stuck here for a few years perhaps. Whereas my credit rating is good. I have no intentions of selling my property but was thinking of buying a second abroad, as he suggested so we can live out there at times too. He said he does enough for me, roof over my head, buys me christmas presants and looks after me, but it never appears in a nice way or he throws a comment in "i drove you to see your dad (who isnt well) as its my duty to, being your partner?" ….you what is that suppose to make me feel grateful I would prefer if he worded it better!

any suggestions and am I a doormat here?
thank you

I need advice URGENTLY?

Posted under Sell and Rent Back by admin on Saturday 25 December 2010 at 2:16 pm

Since a setback , recently I’m on benefits .[.sigh ]
I have also been given notice ,as the house where I’m in , will be sold soon

I have found the perfect new location ,
even cheaper then the current one
there is only one draw back :
the deposit is of 6 months in advance ! currently due to my illness nothing serious but keeps me in need of rest
, is out of the question to request as a bank loan
does anyone here knows if the rent benefits association…. contemplate such an unique circumstance ?and how to approach it ?
I really need to know soon ..Please help !!!
thank you !
Angelica
one of the reason for the unuual request
[the 6 months advance ]is that the ground where the house is situated has strong hystorical value…and surely many more would love the location ..

thank you all for well wishing

what is the rate of income tax (UK) which a landlord of a property must pay?

Posted under Sell and Rent Back by admin on Thursday 23 December 2010 at 2:37 pm

Does anyone know what rate of income tax a person must pay if he rents out a property?
Also how many years does the inland revenue go back to?
I have heard that the first year will be tax free, but they then tax a person and can go back 6yrs. But someone said 7rs. I would be obliged if anyone can help me in this matter. The reason being a family member used to rent a property out at £85-00p per week, but after 3years sold the property, and now she has received an enormous tax bill going back to 2002, (7yrs.) this is just an enquirery on behalf of a family member and would appreciate true and accurate answers please.
Thank you before hand for taking the time .
pps,
the family member involved works part time as a cleaner, as her employment so on the all will not be liable for very much paye tax.

council housing: how long do you have to wait for permanent when you are in hostel/bb with a 1yr old baby?

Posted under Sell and Rent Back by admin on Tuesday 21 December 2010 at 7:07 pm

i fell pregnant last year and started renting a flat which I claim housing benefit for in january 3 days before my baby was born. My parents lent me the first months rent they wanted up front, which I will have to give back to them when I recieve it in january as a final payment of housing beneit for that year. The council paid a one-off deposit incentive payment. My landlord is selling the flat so i will be eneding the tenancy in january. But I dont have the money to pay another 1st months rent myself for a new place to rent (and ive checked all of the agents and landlords i can find round my area, they all want 1st month and deposit, which I also dont have). My parents would only let us stay at their house for a couple of weeks because of their lifestyle and my baby it isnt fair. (work etc). so that means i cant rent privately and claim housign beenfit, so will I have to apply for homelessness within 28days of tenancy ending, then be in a hostel? then how long will we need to be there until we get a permant or tempoary long term place?
im not working because i am on my own with my son, and my son isnt working because he is 9mntsh lol! I am a single parent. Not my choice.
Penny, I dont need to answer that but do you think i WANT to be in this situation? grow up and open ur eyes to the real world.

Help with debt and paying bills?

Posted under Sell and Rent Back by admin on Monday 20 December 2010 at 12:02 am

I’m a single parent I work part time and I’m also a student.
I also receive some benefits.

My problem is that 6 months ago I was scammed by someone I considered to be a friend and lost hundreds of pounds, and I never recovered from the loss of money, because I didn’t have that money to pay rent and bills that month I had to borrow from the next month to make up, and that’s how it continued as I never caught up.
To make sure I had enough money to pay my rent I had to cancel payment on other things, which have now built up and I don’t know what to do,

I feel like I’m never going to catch up, I really don’t want to get into any more debt, but I don’t know what to do.

I owe £400 to the electricity company I have tried to organise a payment scheme with them but they wanted me to pay over £100 a month and I couldn’t afford that, and the only other option was to pay £50 a month and a lump sum of £350 at once which I couldn’t do either.

I also owe nearly £200 to a credit card company, I’ve been making the minimum payments but its not making any difference to the balance.

I’m also a month behind on my rent at the moment.

I’ve cut down on my spending, I’ve tried selling things, but I just don’t know how to get back on top of my finances.

Any advice would be greatly aappreciated

sob story part 2….?

Posted under Sell and Rent Back by admin on Friday 17 December 2010 at 7:11 pm

next he never loved me n was going…. he never fancied me, he had always fancied me… the thing he would miss most was the sex etc… I was buying a pub at time and 1 morning we were in bed and i caught him reading txts so i packd his bags 4 him, he later came to work with me, arguing that i was wanting to find sumone to **** cos i was putting makeup on. As we pulled into car park he said he would stay… then left the pub 3 hrs later to go out with his mates. That night he wouldnt ansa his phone n sent me a txt saying why didnt i leave him the **** alone for 2 mins! I was at home, got mad n burned all his stuff, clothes, home office paperwork. When he come home I then stole MY car off him so he couldnt leave n got arrested DUI.He left. He came back 2 months later saying I owed him the marriage (for passport??) and £5000 then he would be my proper husband after I gave both to him, I agreed, I still loved him. He moved back in but got a polish girlf and I had to put up in his eyes cos we werent yet married. I couldnt cope n asked him to leave, he did to go with her. That was january, up until april he still said he would come back until she started txtin me and silent call me. Then he said he didnt want anymore to do with me.
I still miss him, still love him, I know cos I am getting married next week to a guy I met the day he told me he was leaving, and I dont love this guy as much as him. If he came back now I would be torn apart. By the way she is a prostitute he told me and that she does more 4 him than I did cos she sells her p****y for £30… He only lived rent, food, car free etc with me…
He was such a charmer tho…. n yea, I think for my part it really was real love n he def had some serious feelings that caused him to panic.
Thanx 4 letting me share xx
Thanks Britters,
No I aint with him any more… was just replying to someones question n decided to share with others.
I am no longer with him, just miss him..
The q was have u ever still had feelings long after you should or summat.

His telling me of her was because we were always so open bout things but I guess he wanted to hurt my feelings.

I just wanted peoples thoughts on why he started to have feelings but then pushed away…..

THE LANDLORD IS SELLING WHILE I AM RENTING, WHAT ARE MY RIGHTS?

Posted under Sell and Rent Back by admin on Wednesday 15 December 2010 at 7:18 pm

I have rented a flat for 14 months from a Letting Agent and a private landlord. My Assured Shorthold Tenancy expired and I renewed and signed another identical agreement for another year. The Letting Agent has refused to give me the new copy of the agreement stating that my landlord had to sign it. After many emails and visits I still do not have a copy. I was charged £200 to renew the tenancy by the Letting Agent. I was told my rent had gone up by £100 per month. I doubt I will get my £1,200 deposit from the Letting Agent with the problems they have caused.

I am up to date with rent with a bank rent book going into the Landlord’s account. I have never missed a payment and the flat is in great condition. I haven’t really had any issues with landlord during the 1st year of tenancy, apart from the fact he use to miss mortgage payments every now again. Now I know this was part of a plan to make me move out early. His letters come here as he used to live here.

During the week I got a call from an Estate Agent for valuation and they said the reason was for re-mortgaging. They did the valuation and I allowed them access. My landlord visited the property the next day to tell me he is selling. There is a For Sale sign outside the flat. Now the Estate Agent have contacted me for viewings and photographs and they also have keys to attend while I am not present. I have had no consultation from the landlord as everything has been done pretty much behind my back. I have had no legal notice to move out. I have sent an email to the Estate Agency to hault the viewings informing them I haven’t had legal notice from the landlord. I haven’t any support from the Letting Agent who let the property to me. So, I believe he is involved. I feel harrassed, what are my rights? I would appreciate your help in this.

Thank You

Natasha

How do I get over a bestfriend that scammed me?

Posted under Sell and Rent Back by admin on Monday 13 December 2010 at 2:20 pm

She was living with me and was supposed to be working. She hadn’t worked for over 7 months. She was making up elaborate lies about work. She never paid rent. Her family said she does stuff like this all the time, moving on from one person to the next. She steals things and sells them, borrows money from people and doesnt pay it back, and scams then out of their money. She keeps her friends separated and spreads rumors so her friends won’t like each other. I am dealing with getting compensation from her,and informing people about her and who she really is, but I am broken hearted. We have been friends for 14 years. How could I not see wha others saw in her?

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