the property are we required by the law to give a deposit to the new landlord or not as i assume c=because we have already paid it once we wont have to do it again

i rented aflat to a couple for a period of 3-6 months becuase they in the process of buying their own property and needed a place for a few months. when they left i sold the flat and waited for them to clear all bills and then i send them the deposit.Instead they sent me a 14 day notice to rent their rent. I sent them the cheque for the deposit and nwo they say they did not get the cheque and have send me court papers. They are demanding their deposit (£800.00) plus one months rent X 3. This is becuase i did not put the money in a Rent Deposit scheme. I did not put the deposit in the scheme because i did not think they wanted to stay more then a month and i would pay them cash. I wrote to the tenants that i had sent them the cheque and it must have been lost in the post? what now please give me advise as i cannot pay £3200.00 because i lost my job and have no saving?

hi i’m in trouble, I have a mortgage for £115k and the house is valued at £150k. My partner has a business loan secured as a 2nd charge on the house for £96k.

Can i sell the house to a rentback company, pay off the mortgage lender and give whatevers left to the business loan, then rent back my house so I dont lose the house? what would happen with the rest of the business loan??

Does anyone know anything about people/companies who buy your property and rent it back? I know there are some unscrupulous companies, but they can’t all be dodgy surely…? Me and my husband have a home worth £140,000 and a mortgage of £80,000 and £50,000 debts in loans/credit cards/overdrafts.. and we have no way EVER of ever paying back all this debt.

So we have had our home on the market for a year, to enable us to pay off our debts. (then we were going to rent privately…) Illness and unemploment and disability has made us unable to afford to be homeowners anymore, and I’m not going to go into how the debt got run up, it’s a number of reasons, and is NOT all down to ’squandering…’

But, we cannot sell our home… We have made ‘reduced offers’ to our creditors as we cannot afford the full amount, but we cannot make these reduced offers forever, as the bank and loan andccredit card companies will want their full amounts paying again soon..

So we thought about selling our home to one of these ‘buy and rent back’ companies… so we can pay off most of our debt…. What are peoples’ thoughts on this? We have a £70K mortgage and £25K secured loan, and the rest is unsecured debt. I know they won’t give us the full value of the home, but if they could just give us enough to pay off the mortgage and secure loan, and maybe an extra £10K, we can just pay what we can afford to the unsecured debtors, coz at least they can’t take our home…

And if anyone can advise me, do you know any companies that do it???

Thank you. I am in the UK by the way…

I donno where to start…

Last friday my partner took an apartment for us to stay in Newcastle. Since i was abroad at the time she would only be allowed to take the apartment if she paid the agent fee’s deposit and SIX months in advance.

I can’t believe… but she did and handed over somewhere in the region of 4k of our money. I have since returned to Newcastle and the place is filthy, nowhere near what the rental should be and I have been offered a job in London and want to go there asap.

What can I do? i feel the agents were pushy with my partner as she isn’t english and probably she didn’t understand all in the ‘ins and outs’ of the conditions of rent. I think the agents gave her a hard sell to convince her she needed to take immediately and pay all this money.

It’s absolutely rediculous and having an impact on our relationship. I’m due back in Newcastle in the next few days, so therefore haven’t seen the contract. To be honest, I scared to read as I know we will be tied in knots and have little or no chance of getting any of this money back.

Isn’t there a 14 days cooling off period as in the sense of the word this is a purchase.

Any advise appreciated

Somebody knocked on your door and asked how long you were staying for?
Let me explain, i used to live in an amazing penthouse apartment in the middle of the city, i rented it with my boyfriend and we lived there for about a year and a half. we loved it but while we lived there we decided to start a career in property developing. we bought a house and planned to carry on renting while we did up the house and sell it. we only planned to keep the house for 3 months but then the market crashed and we were stuck with the house paying rent and mortgage. we coudlnt afford it and had to move out of the apartment. We both are now so depressed living in the house and really want to move back to the apartment.
It was a year and a half ago now and i text the landlord a few weeks ago to ask if the apartment is free. He said he would ask the lad in there and let me know and would love to have us back there. He never got back in touch tho and i don’t want to mither him.

So i want to know if i should go to the apartment and knock on the door and ask the lad myself. is this too cheeky? I was just going to ask what his long term plans were as were not ready to move for a good while yet anyway. I dont know if i should write him a letter leaving my mobile to get in touch or wether i should just knock and ask in person. I really want to move back in but am worried he is just gonna tell me to get lost. what do you think?
i relly dont want to put it like that. ‘when are you leaving.’ i just want to ask he is thinking of staying for a long time or not. he wont be living there forever cos hes only renting it.
i was also thinking of just going there as an excuse like some mail has been delivered there and while i am picking it up just have a casual chat about his rental. nothing serious just.. do you like it here… how long have u been here…. are you planning on staying.. would that be better?

OK, so me and my hubby have been renting off a private landlord since October 2007. Originally it was a flat and then as he was moving house he offered us an opportunity to rent his house in March 2009. We have never had problems before and always pay our rent on time. In fact we get on with him really well and he lives just behind us.

However, when we moved in we had no problems untill we started getting letters through our door from our next door neighbour about being woken up at 2:30 and 5:30am. We tried to resolve it with the neighbour, we speak to her daily and even share mowing the front lawn.

Recently, she threatened us with ‘im going to the owners" and went to our landlords house in tears saying she cant sleep and we keep waking here up. We have a 2 year old daughter, who untill may 2010 was not in a routiene. And she is not quiet when she wakes up for a bottle but we sneak around and make sure shes back to bed as quickly as possible.

However, as the neighbour is best friends with the owners we got issued a section 21 saying we had to leave the property by July 7th without any explaination. We was in tears as we love it here and our landlord said it was because he couldnt afford the mortgage and needed to sell.

After ringing the council it turned out that it was because of anti social behaviour and we had a meeting with the team and landlord and his wife to resolve the situation so we could stay. They found that our house is a new build and vibarations run underneath the floor with a slight shut of the upstairs bedroom door. They concluded that we would stay and that our landlord had 2 fit draft excluders around the door and sort out the lock as the doors were not fitted properly.

Anyway since then we had minimised all noise and our daughter was in bed at 7pm – 8am. Untill this morning a nasty letter was on our doorstep saying that she gets woke up at 5am and shes going to lose her job and has got in touch with the owners again. Thats as our Daughter wakes up for a new bottle and then goes back to sleep as she is currently teething.

We are at the end of our tether. We feel intimidated and like anti social criminals when all we are trying to do is make a better life for our daughter. What can we do and where do we stand? Its so stressful and we just dont need this. Its like our neighbour doesnt understand we hear her and dont complain its a new build its going to happen we cant help we have a 2 year old daughter.

Its like having a spy next door that attention seeks to our landlord to get rid of us

Thanks

Somebody knocked on your door and asked how long you were staying for?
Let me explain, i used to live in an amazing penthouse apartment in the middle of the city, i rented it with my boyfriend and we lived there for about a year and a half. we loved it but while we lived there we decided to start a career in property developing. we bought a house and planned to carry on renting while we did up the house and sell it. we only planned to keep the house for 3 months but then the market crashed and we were stuck with the house paying rent and mortgage. we coudlnt afford it and had to move out of the apartment. We both are now so depressed living in the house and really want to move back to the apartment.
It was a year and a half ago now and i text the landlord a few weeks ago to ask if the apartment is free. He said he would ask the lad in there and let me know and would love to have us back there. He never got back in touch tho and i don’t want to mither him.

So i want to know if i should go to the apartment and knock on the door and ask the lad myself. is this too cheeky? I was just going to ask what his long term plans were as were not ready to move for a good while yet anyway. I dont know if i should write him a letter leaving my mobile to get in touch or wether i should just knock and ask in person. I really want to move back in but am worried he is just gonna tell me to get lost. what do you think?
18 minutes ago – 3 days left to answer.
Additional Details
4 minutes ago

i relly dont want to put it like that. ‘when are you leaving.’ i just want to ask he is thinking of staying for a long time or not. he wont be living there forever cos hes only renting it.
0 seconds ago

i was also thinking of just going there as an excuse like some mail has been delivered there and while i am picking it up just have a casual chat about his rental. nothing serious just.. do you like it here… how long have u been here…. are you planning on staying.. would that be better?

my 26 year old girlfriend of 8 years has decided that she no longer wants to be with me. We have a son 7 who she will take and my daughter(from previous marraige) who is 14 will stay with me i am 42. we have a joint mortgage that she says she wants to sign over to me as she could never afford the mortgage. i can afford the mortgage and i have always paid all the bills being the bread-winner. we cant just sell as we are in negative equity. i still love the girl and keep begging for to to reconsider but all her time is spent working out a way to move out or even move me out. She says she can get enough benefits as she works 16 hours a week to rent a place. i have always given her what she asks for as i am well paid due to working long hours often away from home which has caused most of the problems between us. i know she is faithful and the idea that she is seeing someone else would does not need to be considered. with christmas coming up and her commitments to do overtime will affect her benefits so she does not want to go till february or even later. i have been into severe depression over this and often suicidal. Yet as i love her i still do what i can for her and try to keep the peace but all she does is treat me like a stranger and spends all her time trying to find a way to move out. i wont let go or give in until i have tried everything. my dilema is should i move out and wait for her to go/i pay mortgage and bills still. should i/could i force her out. should i continue to try and win her back. she says that since she has announced that she wants a split, and explained why, the changes i have made she likes but fears the old ways will creep back in and we would soon be back to square 1. i have said no way. I have learned by my mistakes and would not let the old habits creep back under any circumstances. everyone around thinks shes mad for going they even think im mad for letting her get back with me after what she has done. what are my rights, can i move out/can i wait for her to go/can i force her out. i cant keep living with her as watching her plan her exit and giving me no time for love is killing me. i have even suggested that if we live together for six months as a couple (bit of love both ways) and she still feels the same then i would help her financially to go where she wants. Help ideas suggestions or advice PLEASE!!!!!
ok for chidren and other suicide is not the answer by i was simply implying how i felt. She wont leave to stay with friends family etc as she believes she will lose rights to stay in the house if she does. and as for removing her from deeds that isnt an issue but she wont do it till she has somewhere to go, hence should i leave temporarily, and will that effect my rights or even give her reason to stay even longer especially as i will be paying mortgage etc
i have accepted its over however if she decided to give it another go i would be more than happy to take that road. but for now she is still there and life is becoming UNBEARABLE!!!!!!!

Then why is is still NOT ok to take your own life?

I mean it when I say both parents hate me. My Dad doesnt want anything more to do with me after I asked him via text message if there was anything going on between him and his female tenant (all the tell tale signs of an affair are there, even my sister is suspicious). He washed his hands of me completely, and said I was disgusting. I am equally as repulsed when his slapper of a so called "tenant" made foul comments about my looks and said I could see my Dad when I wanted (before we ended contact).

My Mum literally doesnt want anything to do with me. We are in the same house together, and this morning I heard her have a conversation on the phone to do with putting the house price down (our old one which hasnt sold yet-she’s in debt), and I was concerned, as I knew if she went behind my pig of a fathers back, all sorts of things could go wrong. I asked her why she did this, and she started shouting and screaming at me and crying saying my Dad had sent her a horrid text about it and in other words, I am a thorn in her side and would rather I wasnt here. She’s even been on to the council before to try and make me homeless. I cant afford to pay her rent just now; it’s a vicious circle. I work shifts, and there have hardly been any in just now. When I ring for one, there isnt any going, and when they ring, I cant go in because I feel so ill with depression. The bitch even said to me, that when the idiots who are renting our old house out leave in March, if she cant sell the old house straight away, she’s going to sell the one we have, move in with my Nan and I’ll be homeless, as theres no room there. So much for love.

And on here. God, I seriously must be the most hated person on YA. I have about 29 contacts, but at the same time, more blocked people. Most of which send me abuse. I had one the other day from someone: "You’re a racist sack of shite. Stop blaming ethnic minorities for your crap life".

What’s the point though seriously?! Why’s it still a bad idea to commit suicide when everyone around you hates your guts? You wouldnt be missed. Sometimes, as shit as it sounds, I think back to the time when a friend of the families son died as a result of a tragic ski-ing accident. At the funeral, I kept my thoughts to myself, but thought, why cant I be in the coffin dead? Why cant he be alive? Over 500 people came to his funeral, so that says something.
Thanks Champagne, I thought you had been suspended again, as I was unable to get onto your profile- it had that "oops" sign come up again.
Done Champagne!

Thanks Kez, I have in fact enquired about flat sharing with a friend, but unfortunately I was too late in the enquiry! I have asked that he consider me next time though if a flatmate decides to leave.
A good idea granny!

And this is precisely what I mean about some folk on here. Some have a "dont give a shit" attitude. I would like to think that I have been of some help to people on here who have been as vulnerable before.
I’m 22 next week for people asking. Wont be celebrating though