hi
I have got final charging order on my ex-s buy to let property. He extremely well to do and hasn’t been intentionally paying back my debt.
He will not readily sell his house because he will want to wait when economy is better and he could fetch more money from the sale.

I want to apply for order of sale , so that I can sell the property my self as soon as possible.

can you tell what does this process involve?
My ex has no young children living in the that property. It has been on rent since 2001, and there is enough equity in the property to pay back my debt.

please help.

Hello, my husband and I have our own business. (landscape architecture) based out of our home. We have a huge house no kids yet because we plan on having that when I graduate from the ultrasound program next year. I will be an ultrasound tech. Anyways, due to the economy going down and things we are barely making ends meat. We purchased this house to have a family in a year and a half. Well, our business isn’t doing so well anymore and my husband said that because I am a magazine model as well he feels that I should be an adult star like a topless high paid dancer traveling from strip club to strip club on the weekends. So I was hesitant about it and since i am in ultrasound school this would help us keep our home. Our home is 3000 a month andi can make that in 2 weeks as an adult star feature entertainer. They want to hire me at 150 an hour for 3 hours a night and i will get a check at the end of the weekend. I felt uncomfortable with this kind of was thinking yes I can do this then I felt like I didnt want to because I tired it before and my husband said he didnt like it but now he is telling me i really need to do this so we can keep our house. I told him we can move out and sell our house and rent a house and i won’t have to do it and we can get caught up with the irs which we still owe 70 grand for not paying them. If we stay in this house then I will have to strip for the clubs on weekends paid hourly cause i am a magazine model but i still wont’ be able to pay the irs back only the bills if I stay here. If i move out into rental home i can pay back the irs and i wont have to strip at all. but he is mad he wants me to strip he wants to keep the house because he loves it here its our home and he has grown attached to it. What do you think it best he is making me feel like crap for how i feel. I feel that we should sell the house and move into rental and save money get out of debt with the irs and I won’t have to get room mates and strip cause I will be in a rental home or stay in our big house and strip to help with the bills until the economy is doing better and also get room mates. What woud you do what decision would you make

if you are a tennant to a private landlord how do you keep the house nice and clean and dont abuse it. we have 2 houses we rent out and have yet to get tennants that respect our houses, why do they thrash them, i have checked references etc, always come back as model tennents! im sick of it now and am planning to sell!! too much stress! we rented a house for 3 years and it was always spotless and we decorated it ourselves every year, i had 2 yound kids at the time and a dog! and the house was left the way we found it in the beginning, come on you tennents show a little respect!
these are professional references by the way and have checked them

Hi

Just need some of your views or if you weren in my situation what would you do?
OK, I’m 23 and I’m aslo married with a 10 month old son. My partner is 26 and we’ve been together for 3 years. Since we got married and had a baby our finances have really shot straight down, I’m not a person who likes being in dept (well I guess no one likes to be in debt) but from the past 2 years we’ve accumilated so much debt that It’s starting to freak me out, I don’t blame my wife or my son as we were spending it all together

We both come from different countries and living in the UK, the probem I’ve got is I’m getting tired of working and having just enough money to pay the bills and groceries and have nothing left after a week I get paid. We live in a nice flat but also expensive too.

So I came up with a suggestion to my wife that we move somewhere cheaper or share a house with mybe another couple so we can sort out our finances and atleast start saving as we have absolutey no savings but she crushed both the ideas, I ask her what are we going to do and she never answers as she doesn’t know.

I would like to go back home next year to start a business that I’ve been thinking alot about, and I feel that I need to start sorting things out NOW, pay off all the debts, save up some money, get the things I’l need and head off, she kinda likes the idea but I can tell she not really 100% sure.
So a few weeks ago I asked if she could go back to her moms house back in Europe for atleast 4 months so I can rent a single room, sell my car as I can cycle to work (can’t sell now due to having the baby), and just basically live hard for that time just to get rid of the debt and atleast have some money in the bank for both us, my son and the future. At the moment I can’t even think clearly because I’m with my boy everyday after work as she works evenings at a restaurant plus I’ve got a few courses I’m doing and have no time to study aswell. But the wife insits that she doesn’t want to separate, even if we send our boy to live with my wife’s mom, she’ll never share a house with anyone.
I have alot of things that I feel they need sorting out plus my dream of starting that business after I finish my studies, but I kinda feel that I’m being held back by my wife. If I was on my own I would have probaly achieved quite alot as I had before I met her. Now I’m just stuck because I’m always trying to make her and my son happy and It’s so difficult as I feel I can’t make these choices alone. My wife has no abitions no dreams and no goals and I’m also scared to leave her.
I’ve explained that I need the time alone and start planning ahead, I also need time to find mysef again and all I need is 4 to 6 months alone with occational visits ofcourse, then when they come back we’ll have a fresh start.
But everytime I bring this issue up we end up in an argument and the mode just changes. She is comfortable at the moment but I’ve said she needs to think about the future, In this current economic crisis alot of people are loosing their jobs, and If something happens with mine, I don’t think we’ll even survive for a month.

So what do you guys think I should do? Should we carry on living like this and hopefully things will come right, I can’t force here to go to her mom’s, should I give her a month to come up with a saving plan, or should we separate so I can do what I need to do and for her to realise she’s not living the dream yet?

i have a friend who owns a small property in a very rural area 3 hours away from her family….she has recently been diagnosed with cancer and feels she needs to be near her family as she will unable to work soon………she will be going onto sickness benefits and would like to rent a small flat near to her family…..
will the dhss pay the rent on this for her even though she owns a house in another area?.
would it be better not to mention this property to them?
she doesn’t really want to sell it as she hopes to go back and live there one day
its not really in a fit state to rent out as it needs renovating
she lives alone

any advice welcome…thanks
she doesnt have any money to pay to rent a flat as she will be living solely off benefits