commodity trading

please can i get some advice?

Posted under Sell and Rent Back by admin on Thursday 29 April 2010 at 7:05 pm

hi everyone.

i feel stupid writing this but i need to get some closure otherwise ill go insane.

about 6 years ago i finished with my boyfriend at the time and left the house we had brought together in 2001.

at the time everything was rosy and stuff so i had no worries.

in 2003 i met my current partner .

about 2 years ago i found out that my ex had sold the house behind my back. at the time i waived my rights to the house because of the messy split but stupidly believed what he said when we first brought the house that it would be 50/50 if it didnt work out.

recently i found out that he had got married-dont know why but this has been playing on my mind also-think im going crazy.

to add to that my current boyfriend just seems happy to talk to me when im paying for rent , bills etc but wants little else to do with me apart from that. am i just a complete loser and faliure-i sure as hell feel like one

Being skint, should I?

Posted under Sell and Rent Back by admin on Tuesday 27 April 2010 at 7:06 pm

a) Sell my van and pay this month’s rent
b) Go live in the back of my van
c) Other

i feel trapped here by mom?

Posted under Sell and Rent Back by admin on Sunday 25 April 2010 at 11:52 pm

I’m 26 years old and married with a child i’m living in a house bought for me by my aunt.I know it sounds great no rent to pay etc but im miserable and so depressed i have no family here as my mom n dad moved away,my oh is from spain and has been living here for 2 years,hes working but hates his job and his life here he has no friends and noone to talk to,we want soo much to move to spain,but the problem is my mom she wants me to stay here but for what?because she thinks we would have a better life here,and im selfish if i take my daughter there,yes we have a nice house but i’ve realised having nice things doesn’t make you happy,also my mom and dad get involved in everything in my life,when some work needed to be done on the house they just take over i dont want them to cos i know they will use it against me to make guilty and plus there always telling me i’m selfish and to grow up but then wont let me.My husband thinks they do this so they can control me,there not supportive in any choices i make and if i dont agree with them then im acting like a child.
I’m so scared to tell them i want to leave,i’m crying everyday and im not eating or sleeping because of this,i know they have helped me alot but i feel for the wrong reasons, i want to have a happy life with my husband and daughter,i also think my mom wants me to stay so she can stay here when she visits.if i go i will give the house back to my aunt cos my mom wouldnt let me sell it or rent it out anyway!
please help i feel so trapped
Also his family live there and we would live with them until we can get our own place,and his brother has offered him a job.Because i have no family here we can never go out alone,but his family love helping out with our daughter.

A question re. UK properties and taxation…?

Posted under Sell and Rent Back by admin on Saturday 24 April 2010 at 12:05 am

Hello…

I wonder if anyone can help me?

I currently live and own a flat in Scotland and am currently building a home which I intend to move into once completed.

The question is in relation to what I do with my flat once I move into my new home… as I see it there a few options:
1: sell flat
2: keep flat, rent it out and at later date sell it
3: keep flat, sell newly built house after having lived in it for a few months, and move back into flat
4: keep flat, then sell flat and new house at later point at same time

Obviously the point is to not pay any taxation on either property. I do intend to live in my new home but just not sure whether to sell my flat straight away and am obviously worried that if I hold onto the flat that it might then be treated as a taxable asset on its sale.

Any information would be very appreciated regarding property law and taxation in regard to my situation.

Thanks for reading.

Advice on failing mortgage payments/ what options do i really have?

Posted under Sell and Rent Back by admin on Thursday 22 April 2010 at 4:41 am

I live in the UK I have a 3year fixed rate mortgage which doesn’t end until sept 2011. I will be finishing my current job (i was on a temporary contract) in a few days and realise i am not going to be able to afford my bills and mortgage etc and i have not found another job yet.
I would like some advice on what to do, i have no savings, i know my house value has decreased by around 10k so selling it doesn’t seem to be an option + all the estate agent fees that i would en cur would make it worse.
Are there any such thing as being able to give the property back to the lender to sell, i have heard of an agreement of handing the keys back?
Are there companies that can take over my property? or companies that will rent out my house for me, without me being too or at all involved?
what would happen if i was evicted or the house was re possessed or if i went bankrupt?
i am only 20yrs old and i no longer wish to own my own home so i am not fighting to keep it, i am happy to not keep the house but do not wish this to have too much debt etc, i do understand that this will not be painless and i am under no illusions i just want to know what my options are?

any advice is much appreciated.

Please advice on selling my house in london?

Posted under Sell and Rent Back by admin on Monday 19 April 2010 at 11:52 pm

I have purchased a house in london in January 2007 in dagenham, for some reasons i can’t shift into it, i have 2 options
1. to sell it at small profit(as currently it is well nice and tidy to look at)
2. to rent it out
if i rent it out , i will be getting some700 net rent and my mortage repayment will be 800. rent is less here as it is a minority area with more of dss tenants
moreover i am not sure whether i will stay in UK for long term may be i will stay for another 2 years and go back to my country permanently
is it worth that i rent out the property and suppose i have to sell it after 2 years there can be some appreciation and that will be my profit

or should i dispose it now thinking the house prices can go down or if I keep the tenants ,they may trash the house and I will have to spend money on maintenance.
Even if I ask the agent to manage the letting , I will get less money from rent. I have to pay some 21 pounds for insurance then general maintenance as house is quite old a

need serious advice extremely upset rite now?

Posted under Sell and Rent Back by admin on Saturday 17 April 2010 at 7:05 pm

iv never really been outgoing and i dont really have alot of confidence, i met my fiance 4yrs ago and he has everythin i dont, drive,push,confidence,high expectations amongst lots more, i was just out of work when i met him and then few months later i fell pregnant,bad preg and a baby who was back an forth to hospital and didnt really sleep alot, my parents have been a really big help,when my child was 4 months my partner and i rented an apartment ten minutes walk from my parents, weve since moved to a house same distance away, im also very close to my mum, my partner had the chance to build a house a year ago and he told me it was a good idea as it can be an investment, sell it rent it or we could even move into it, the prob is i dont drive its an hour and half drive away from my parents and its isolated, i grew up in housing estate,im sice taking drive lessons, my partner decided to broach the subject with me tonight(in a restaurant) as to whether or not wer moving into it, be ready in 6 months he reckons i be well up driving then, i started putting up loads of obstacles as to why i didnt see it as a good idea, im willing to go half hour drive away max, he started getting very loud and unknown to him people where startin to stare as he was bangin the table trying to make a point, i stead silent till i got a word in an asked to leave rite then and there which we did came home havent spoke two words, im really upset as i feel when this venture was first put to me i was given loads of options not just are we moving there or not, i no we cant keep renting esp: with one temp income, and it would be a better place and education for our child,i just feel im going to hate it and all the moving and then moving again. anyone any advice i no its not the kinda question you would like to answer
hes a big family and all his siblings are beside his parents i mean some are neighbours. il admit change is killing me i gave some ppl thumbs up as hard as it was suppose the truth hurts, think what got to me was the time and place he picked to talk about this seem as hed drank 4-5 beers already and another 3 when we got home and thats every evening

Hi can any one help? We are going to lose our stables and grazing, Through no fault of our own..?

Posted under Sell and Rent Back by admin on Thursday 15 April 2010 at 2:21 pm

Hi i have 6 horses and might be losing our land we rent soon. Due to land being back filled. I am looking for about 4-6 acres to rent in the essex area. we dont want to sell as 2 of our ponys belong to my kids. we will maintain and look after any feild and stables, if anyone can help our search for a home for our horses please leave an answer. kind regards to you

Advice on selling or keeping the house in london?

Posted under Sell and Rent Back by admin on Tuesday 13 April 2010 at 2:22 pm

I have purchased a house in london in January 2007 in dagenham, for some reasons i can’t shift into it, i have 2 options
1. to sell it at small profit(as currently it is well nice and tidy to look at)
2. to rent it out
if i rent it out , i will be getting some700 net rent and my mortage repayment will be 800. rent is less here as it is a minority area with more of dss tenants
moreover i am not sure whether i will stay in UK for long term may be i will stay for another 2 years and go back to my country permanently
is it worth that i rent out the property and suppose i have to sell it after 2 years there can be some appreciation and that will be my profit

or should i dispose it now thinking the house prices can go down or if I keep the tenants ,they may trash the house and I will have to spend money on maintenance.
Even if I ask the agent to manage the letting , I will get less money from rent. I have to pay some 21 pounds for insurance then general maintenance as house is quite old a

should i trust her again?

Posted under Sell and Rent Back by admin on Sunday 11 April 2010 at 7:07 pm

together for 23 years she accused me of 3 affairs (which i did not have) she was on match . com and dated 6 men until i found out we split i been around the world come back because we have 2 dogs she is in financial trouble and emotional i have postponed my going back to nz and been helping her fix up the house to sell or rent now for the crunch she keeps telling me she loves me and wants us to get back together i don’t know if i can trust her

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